Open Cashflow to see your estimated take-home income, annual spending and surplus or shortfall. The Savings rate card shows the estimated surplus as a percentage of after-tax income. A shortfall produces a negative rate; if there is no positive income, the rate is shown as a dash. Choose Edit cashflow to update the figures without completing the full Fact Find.
Select the income or expense total to expand its recorded sources. The comparison chart also shows gross income and estimated tax. In the income-flow chart, choose Household or a person’s name; shared expenses stay in Household, while recorded property shares follow their ownership. The full chart fits its available space; use the zoom controls and drag to inspect it more closely. The download menu saves the complete selected chart as a PNG or JPG, even when the on-screen view is zoomed in.
The entity map beside the cashflow chart shows your recorded assets, liabilities and ownership. On smaller screens it appears underneath. Select Edit entity map to open the full tool; viewing or zooming this preview does not change your records or saved layout.
Start with your own figures
Cashflow setup has six short sections covering your household, income, rental properties, spending, loans and review. Save as you go. Your answers are shared with Fact Find, so they only need to be recorded once.
The estimate uses your recorded income, ownership and tax information. Employer super is excluded from take-home pay, and a recorded HELP balance is included when estimating compulsory repayments. Check your figures and ask your adviser about tax circumstances the estimate does not cover.
The Cashflow is everything section explains the two main levers: what you earn and what you spend. It shows your estimated surplus or deficit per month and per year, with links to the career analyser, entity map, vision board and FIRE course.
When your estimate shows a surplus, links below the results let you explore Rask portfolios, your vision board and your portfolios.
Actual transactions are separate
The actual transactions dashboard contains bank-feed and statement-import activity. Its transactions, categories, budgets and recurring payments remain separate from your estimated figures. Entering or changing an estimate does not create or change a transaction.
Bank connections are marked Coming soon in the simplified setup; you do not need them to start recording income and spending.
Account access
Use a verified email and your current MFA sign-in. Shared household access follows your existing viewing or editing permission.